Long-term Disability

In the event of disability for a period in excess of three months, employees are covered by a group long- term disability policy. The plan pays a monthly benefit of 66.66% of monthly earnings up to a maximum benefit of $15,000 monthly. The specific benefits, restrictions and limitations of the long-term disability insurance are outlined in the long-term disability insurance policy booklet which can be obtained from the Personnel & Benefits Administrator.

There is a waiting period of one month before coverage becomes effective. Note: Details of plan benefits are provided for descriptive purposes only.