Dental Insurance

Dental insurance is provided for employees, their dependents and domestic partners (effective 10/1/04). The policy allows for 100% of coverage for diagnostic and preventative procedures, 80% for basic procedures and endodontics, and 50% for major and orthodontic procedures after the $50 individual/$100 employee and spouse/$150 family annual deductible (i.e., the maximum cash deductible for a family is $150 per calendar year) has been met. The specific benefits, restrictions and limitations of the dental plan are outlined in the dental insurance descriptive chart and policy booklet which can be obtained from the Personnel & Benefits Administrator.

There is a waiting period of 30 days before coverage becomes effective, and coverage continues for 30 days following termination of employment.

Note: Details of plan benefits are provided for descriptive purposes only.